Personal Loan
For People

Personal Loan

Personal Loan is an unsecured loan for personal use which doesn't require any security or collateral and can be availed for any purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, the loans is very handy & caters to all your needs. The amount of loans can be ranged from 2 Lakh – 30 Lakh & the tenure for repaying the loan varies from 1 to 5 years.

 

Features & Benifits

Make your loan simpler with Credit Express to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Salaried Personal Loans. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:

Simply email soft copies of your documents and get the approval within 5 working hours.

Bold dreams need big means. We offer the highest ticket size of up to Rs. 30Lacs so that you can pursue your bold dreams. This is the highest ticket size that anyone offers in this category.

You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.

Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.

Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.

Eligibility and Documents

You are a salaried professional.

 
Financials Salary slips of last 3 months Latest 2 months salary slip
Bank Statements Latest 3 months salary account bank statement
Employment Proof Employee ID card and visiting card
Work experience documents Current employment Appointment letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
KYC Identity proof Passport / Voters ID card / Driving license / PAN card
Address proof Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof Passport/ PAN Card / Driving license / Birth certificate

Eligibility and Documents